credit repair

Equifax Rule Is In Effect As Credit Freezes Are Now Free

Credit Freezes aka The Equifax Rule Allows Consumers To Put A Freeze On Who Can Pull Information  Consumers can now freeze their credit at all three of the major credit reporting agencies for free. The new rule went into effect yesterday. Industry insiders are dubbing it the “Equifax rule.” The massive data breach at Equifax led to a push to ban […]


Experian Data Breach Has Consumers Disputing Information

Experian Data Breach Has Consumers Flocking To Bureau’s Website To Dispute Information The news of the Experian data breach two years ago had our phones ringing. Now with news of the Equifax breach, the phones are ringing again. Consumers want to know if their private information is safe from identity thieves. They also want to […]

Credit Manipulator

Credit Manipulator Sentenced to Prison for Mail Fraud

Credit Manipulator Ricky Lamont Flemings deceived Experian by exploiting provisions in the Fair Credit Reporting Act (FCRA)   United States District Judge William B. Shubb sentenced Credit Manipulator Ricky Lamont Flemings, 31, of Antelope California to two years in prison for two counts of mail fraud, United States Attorney Benjamin B. Wagner announced. According to court documents, […]

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