FHA Will Keep Requiring Tri-Merge Credit Reports But Are Updating How Scores Are Calculated HUD has announced FHA will keep tri-merge credit reports for single-family mortgages. However, it plans to update and expand the credit scoring models allowed for FHA-insured loans. This decision follows a recent joint announcement by HUD and the Federal Housing Finance […]
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How To Reach The Mount Everest Of Credit Scoring Of An 850 Credit Score In Three Easy Steps! 200 million Americans with FICO scores. However, only about 3 million, or 1.4%, have a perfect 850 credit score. FICO credit scores range from a low of 300 to 850. Credit scores have become essential factors in getting
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Experian Data Breach Has Consumers Flocking To Bureau’s Website To Dispute Information The news of the Experian data breach two years ago had our phones ringing. Now with news of the Equifax breach, the phones are ringing again. Consumers want to know if their private information is safe from identity thieves. They also want to
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