Florida Homeowners Will Soon Be Able To Terminate Their HOAs Under Bill Proposed by Representative Juan Porras

Florida homeowners will soon have the right to terminate homeowners associations (HOAs). Representative Juan Porras plans on introducing the bill when the legislative session begins on  January 13, 2026.

HB 657, would allow homeowners to dissolve their association by a simple majority vote.

The proposed legislation says 20% of HOA members must sign a petition to start the termination process. The HOA board would then be required to hold a community wide vote. The board would then be terminated if two-thirds of all homeowners back it. 

The legislation allows homeowners behind on dues or otherwise “suspended” to vote.

In that case, the proposal would then go for review to the Community Association Court Program. This new entity is created under the bill. It’s purpose is to confirm all legal requirements are met before finalizing the HOA’s dissolution.

The bill prohibits HOA boards from using HOA funds to campaign against the HOA’s termination. It also imposes fines on those who circumvent this ban.

The bill, if passed, could have huge consequences on the state. Florida boasts the second-highest number of HOAs in the country.

It’s also no surprise that real estate lawyers and HOA lawyers say could backfire on residents.

Florida Homeowners Have Been Struggling

Floridians have been struggling with higher HOA fees in recent years. This is primarily a result of new regulations, inflation and rising insurance premiums. As a result, HOA costs are driving homewowners out of Florida.

HOA fees are a necessary evil to maintain shared community resources and keep up the value of a property. The increases faced by homeowners in Florida have gone far beyond what many find reasonable or can afford.

Between 2019 and 2023, the median monthly condo association fee surged by nearly 60% in Miami-Dade County. In terms of dollars, HOA fees surged from $567 to over $900 from 2019 to $900. In Broward County, fees climbed more than 56% during the same period.

What To Know

The bill, if passed, could have huge consequences on the state. Florida boasts it has the second-highest number of HOAs in the country.

Many Florida residents welcome the bill. However, this reform could come at a dangerous time for the state. Florida home values are expected to drop nearly 7% in 2026.

A George Mason University study found that homes in HOAs sell for 5% to 6% more than properties without one.

Experts also warn that the cost shouldered by HOAs will not disappear but will simply shift directly onto owners.

What People Are Saying

Porras wrote on X: 

“Floridians have been asking for real HOA reform, and we’re delivering. HB 657 creates a transparent, fair, and efficient Community Association Court system that protects homeowners and allows for the people to decide if they want to continue living in an HOA. Proud to lead on this effort.”

Attorney Erin Glover-Frey told Spectrum News 13: 

“What this new bill does, it eliminates all of that. It eliminates all the mediation process and creates a special dedicated Community Associations Court. Homeowners would have the ability to get to the decision maker a lot faster. The mediator doesn’t make decisions; they just facilitate an agreement.”

What Happens Next?

If Porras’ bill becomes law, it would come into effect as early as July 1, 2026. 

Porras bill has one big weakness. It has no companion bill in the Florida Senate. Without one, it can pass the full state legislature. Nor could it become law.

Read More About Florida Real Estate And Florida HOAs on MFI-Miami.com.

You Can Also Check Out Past Articles About Florida HOAs Below:

Desperate Floridians Eager To Escape State But Can’t Sell

Florida Faces A Catastrophic Real Estate Crisis

Florida HOA Scam Alert: Judge Orders HOA to Pay Residents $35 Million