New Jersey Local News

MFI-Miami examines the copies of homeowners’ loan documents from the closing, as well as the lender’s documents, the closing agent’s documents and the appraisal. Unlike our competitors, MFI-Miami looks for more than just HOEPA, RESPA and TILA violations. We search for violations of Title 25 and Title 31 of the New Jersey Code. These laws were enacted to protect homeowners and are routinely disregarded by brokers and lenders.

NJ Homeowner Beats SLS &BNY-Mellon Gets House Free & Clear

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Oops! SLS Misses New Jersey's Six Year Statute of Limitations   "The debtor retains the property, free of any claim of the defendants...The court will proceed to gargle in an effort to remove … [Read more...]

Canadian Owned TD Bank AKA “America’s Most Convenient Bank” Refuses Service To Atheist

Boycott Canada

BREAKING: An important message from American Atheists Managing Director, Amanda Knief: I was just refused service -- because I am an atheist. It was embarrassing, humiliating, and pissed me off. A … [Read more...]

New Laws Prohibiting Dual Tracking in the Foreclosure Context

 Amy Loftsgordon, Nolo Dual tracking occurs when a mortgage holder continues to foreclose on a homeowner’s home while simultaneously considering the homeowner’s application for a loan modification. … [Read more...]

Foreclosures Surging in New York-New Jersey Market

Prashant Gopal, Bloomberg The epicenter of the U.S. foreclosure crisis is shifting to New Jersey and New York, threatening a housing rebound in one of the country’s most densely populated … [Read more...]

Busted With Their Clothes Off: NJ Realtors Use Client’s Home For Sex Romps

Robert Lindsey

Hidden Camera Shows Listing Agents Engaging In Sex Acts In the House John Petrick, The Record A former president of the Passaic County Board of Realtors is accused in a lawsuit of steering … [Read more...]

MFI-Miami Warns the White House Not to Provoke a Political Fight With Hispanic Homeowners

Reies Lopez Tijerina Gesturing with Arms Raised

TRAVERSE CITY, MI and DETROIT, MI--(Marketwired - Apr 23, 2013) - On April 23, 2013, Steve Dibert, President of internationally-renowned mortgage investigation firm MFI-Miami, announced that the … [Read more...]

Experts react to N.J. bill to expedite foreclosure of vacant homes

Joshua Burd, NJBiz State lawmakers have scored a partial victory in their bid to tackle New Jersey's foreclosure crisis, after Gov. Chris Christie signed a bill that would expedite the process for … [Read more...]

Hurricane Sandy Victims Say Lenders Dismiss Pleas For Loan Help

Ben Hallman, Huffington Post In the days after Hurricane Sandy devastated coastal New York and New Jersey, the nation's mortgage companies were quick to offer sympathy to those whose homes -- and … [Read more...]

NJ Courts Require Homeowners to Act Promptly in Defense of Foreclosure

Saul Ewing LLP on 11/20/2012 Summary The New Jersey Appellate Division found that homeowners' excessive delay in raising their standing arguments precluded potential defenses and affirmed that a … [Read more...]

New Jersey State Court Rejects Borrower Appeal Challenging Foreclosure

Goodwin/Proctor A New Jersey state appellate court held that a borrower could not challenge the standing of a bank in a foreclosure proceeding in a last ditch effort to relitigate the case. The … [Read more...]