Ex-Wife Of Disbarred Fraudster Phillip Kramer Is Angry That Kamala Harris Busted Her Ex-Husband’s Nationwide Mass-Joinder Scam
If you’re a social media junkie, then you’ve probably seen the TikTok video by Kerry Kramer that Trump supporters are passing around. Who is Kerry Kramer? Kerry Kramer is the ex-wife of disbarred mortgage fraudster Phillip A. Kramer.
Kramer’s law firm was raided by the CHP in 2011 and was shut down. Who was the person responsible for shutting down this sham law firm? Who put this fraudster lawyer out of business? Well, it was former California Attorney General and 2024 presidential candidate Kamala Harris.
In her video, Kerry Kramer makes her ex-husband sound like he was some type of Robin Hood.
She also tries to paint him as some victim of a corrupt tyrannical government. However, nothing is further from the truth.
It’s the same bullshit story we’ve heard a million times from other disbarred foreclosure defense lawyers. Guess why they all got disbarred? They were all scamming their homeowner clients. In Kramer’s case it was to the tune of $20 million in four states.
Kerry Kramer Is Angry Because She Can’t Live A Lavish Lifestyle With Stolen Money
The cost of the raid on her ex-husband’s offices in multiple states and his eventual disbarment crippled them with sky high legal bills and restitution to his victims. As a result, the couple had to give up their lavish lifestyle in the posh LA suburb of Calabasas to pay criminal defense lawyers, fines and restitution to his victims.
Kerry Kramer is also leaving out a lot of details in this video. Namely, the part where her ex-husband began pitching mass joinder lawsuits to Florida homeowners in 2014 after being disbarred. Oh, and let’s not forget how he did it using a fake name. Then-GOP Florida Attorney General Pam Bondi like Harris shut that operation down and sued Kramer for over $5 million. You can read more about that below.
Naturally, Kerry Kramer purposely omits that part of the story. Let’s face it. Kerry Kramer didn’t care where the money came from as long as she could live the life of a spoiled wife of a California Millionaire.
Here’s The Real Story Of Disbarred Fraudster Phillip Kramer
Crooked lawyers from other states flocked to California and Florida like Depression-era Okies. They all wanted to jump on the foreclosure bandwagon in the aftermath of the 2008 stock market collapse.
Lawyers flocked to these two states because they had the highest number of foreclosures. They were mostly starving lawyers from the around the country who thought they could cash in on the foreclosure crisis. Disbarred fraudster Phillip Kramer in California was one of them who jumped on the band wagon hoping to make a quick buck.
These scumbag lawyers pushed all kinds of scams on desperate homeowners. But the most popular with lawyers was the mass-joinder scam. This is the scam that led to Phillip Kramer’s downfall.
What Are Mass Joinder Lawsuits?
Before we get into what Kramer did, it’s important to understand how mass joinder cases work. They work kind of like a class-action in the sense that must be based on an action or series of actions by one defendant against a group of people.
A class actions are different than a mass joinder lawsuit. Class action lawsuits require the class to be certified by the court. In addition, the law firm agrees to work on a contingency basis. Large law firms usually handle class action lawsuits they can carry the costs involved. As a result, they reap the big rewards when the case settles.
However in a mass joinder lawsuit, clients pay a reduced legal retainer. They also pay a “modest” monthly retainer to maintain their lawsuit. The only additional attorney fees collected are a portion of the client’s cash settlement. Of course, that is if damages are received. If a client receives a loan modification as settlement of their action, they pay nothing additional to their attorneys.
In a mass joinder case, the cause of action must be the same for everyone. This is almost impossible because states handle real estate and foreclosures differently. In addition, anyone who has worked in foreclosure defense will tell you, no two cases are the same.
Mass Joinder Lawsuit Scams
This is where lawyers like Kramer got into trouble. They signed people up in Massachusetts or other states to argue California or Florida law.
Kramer’s law firm, Kramer & Kaslow mailed fliers to distressed homeowners promoting “mass tort” lawsuits. The fliers promised specific results such as principal reductions and lower interest rates.
They promised damages for “predatory” lending which very rarely happens. Kramer and his cohorts would also claim these lawsuits could stop a homeowner’s foreclosure. Fun fact, they don’t and Kramer knew it.
Homeowners would call the number on the flier where a salesman would answer. The salesman would “encouraged” them to sign up for the lawsuit. The salesman would make big promises of mortgage free homes and damage awards. After the salesman would give the homeowner the Jordan Belfort treatment, they would then pressure the client into forking over anywhere from $4,000 to $10,000 for an upfront retainer.
The homeowner would now have a lawyer! Unfortunately for them, they would never hear from the attorney. It would also be hit or miss if the lawyer actually filed the lawsuit.
Kamala Harris Lays Down The Law
Contrary to what Kerry Kramer alleges in her video, it wasn’t just the California Department of Justice that went after her husband. The California Bar did as well.
In addition, Kerry Kramer’s ex-husband admitted to multiple counts of misconduct. These included collecting illegal up-front fees for a foreclosure case which is illegal in California. It also violates the FTC MARS rule.
Kramer was charged with failure to return unearned fees and taking cases in states where he was not licensed to practice law. After entering his plea deal, he also agreed to pay restitution to 27 former clients.
Disbarred Fraudster Phillip Kramer Started Mass Joinder Scam In Florida After Getting Disbarred
Immediately after being disbarred, Kramer made several changes to his firm’s name before settling on Resolution Law Group. He also began using the name William “Bill” Goodman. As Goodman, Kramer set up new law firm to push his mass joinder scams in Connecticut, Florida and Nevada.
The illegal businesses pocketed an estimated $4.7 million from homeowners until the Connecticut and Florida AGs successfully sued the Tampa-based Resolution Law Group in 2014.
Other entities named in the suit included the Berger Law Group and Litigation Law. Individuals named were Tampa attorney Ian Berger, Connecticut attorney Robert Geoffrey Broderick and of course Kramer himself.
Prosecutors claimed Kramer set up Florida-based mass joinder operation while under indictment in California in 2011.
Write A Comment