credit bureaus

Credit Bureaus Can Report Your Foreclosure Even If You Beat The Bank

Illinois Federal Judge Rules Credit Bureaus Can Report Your Mortgage Delinquencies Even If You Beat The Foreclosure A federal judge in Illinois has ruled that a lender report your mortgage default to the credit bureaus. The court stated a dismissal with prejudice is a non-issue when reporting the default because the loan was still in […]

bankruptcy

Bankruptcy Will Cause Your Credit Score To Plummet

How You Can Keep Your Credit Score From Plummeting After A Bankruptcy Clients always ask about the effect a bankruptcy will have on their credit report. The Bankruptcy Court nor the BK Trustee have absolutely nothing to do with credit reporting agencies. Private corporations like Equifax and Experian report the data. However, federal law still […]

Credit Manipulator

Credit Manipulator Sentenced to Prison for Mail Fraud

Credit Manipulator Ricky Lamont Flemings deceived Experian by exploiting provisions in the Fair Credit Reporting Act (FCRA)   United States District Judge William B. Shubb sentenced Credit Manipulator Ricky Lamont Flemings, 31, of Antelope California to two years in prison for two counts of mail fraud, United States Attorney Benjamin B. Wagner announced. According to court documents, […]

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