GEORGIA DEED FRAUD ALERT: Georgia Woman Tricked Into Giving Her House Away To Deed Fraudsters

Georgia Deed Fraud Alert! Frausters claim another victim in Georgia.

A Georgia woman is fighting to stay in her home. Jamie Norris says she was attempting to secure a loan with T and T Properties Ltd, Inc. She claims T & T tricked her into signing away ownership of her Locust Grove home.

Norris transferred ownership of her home to a company called T and T Properties Ltd, Inc. for no money.

The grandmother said she fell $6,850 behind on her property taxes when T and T offered to help.

She believed was signing routine loan paperwork. However, in reality, she signed a quitclaim deed. Deed fraudsters running foreclosure rescue scams often use this tactic to steal homes.

Georgia Deed Fraud Alert! The Predatory Scam That Targets Homeowners Behind On Their Property Taxes

The predatory scam targets homeowners behind on their mortgages, luring them with false promises of saving their homes from foreclosure.

Scammers often strip homeowners of equity or charge upfront fees for services that they never perform. However Norris’ case, they also trick owners into signing over their deeds.

T and T Properties has once again filed a legal action against her. Now, Norris now faces eviction for the second time. 

Norris claimed a man who worked for the company required her to sign the paperwork before issuing her the loan. She claims the man told her:

“You’re not signing your house over. It’s just for collateral.”

A quitclaim deed is a legal document that silently hands over a property to someone else with no guarantees.

People typically use a quit claim deed for non-sale moves like divorces or family transfers.

Scammers often use this tactic. They claim to be helping you by saying they’re lending you money to help get you out of foreclosure. However, they are attempting to steal your home.

Norris said the company was charging her $700 a month in interest-only payments on the loan.

When she requested details on paying off the loan entirely. However, she discovered the payoff figure was much larger than the money she had received from the company.

It was at this moment that she learned T & T held the title to her home. This lead Norris to quit making payments.

T and T’s Attorney Says His Client Did Nothing Wrong

T & T attorney Ed Joyner insists the company did nothing wrong. He argues that a quitclaim deed is a way for a lender to protect its investment without going through foreclosure. He insisted it was not a scheme to deceive Norris into giving up her home.

Here’s where the problem is. If it’s a loan, the lender should not be allowed to take the entire house.

In July, the company filed to evict Norris. They claimed in court papers that she was “delinquent” on rent. Of course, this contradicted what they told the media.

The court sided with Norris in the July case. The court determined that there was no landlord-tenant relationship.

The company’s attorney also said the title would be handed back to Norris upon full repayment of the loan.

However, T and T filed a second eviction action. This time T and T claims Norris’s debt has grown to over $12,000. This includes added interest, late charges and attorney fees.

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